Your European life, decoded · Updated July 2026
7% flat tax on foreign pensions for 15 years is one of the best deals in Europe. FIP visa threshold rose to €3,500/month, but the lifestyle and tax package remain extremely strong for retirees.
Pick a topic. Every guide is sourced, dated, and written for people who actually move.
D7, D8, D2, Golden Visa end. 2026 requirements & timelines.
2026 brackets, IFICI, NHR gone, pension taxation, NIF.
Buy vs rent, IMT taxes, real €/m² by region, foreign buyer reality.
INE data: rents, utilities, groceries. What a couple actually spends.
SNS registration, what’s free, private insurance in your 60s.
Lisbon, Porto, Algarve, Silver Coast — real prices & trade-offs.
Remote rules, self-employment, social security, totalization.
Driving licence, pets, utilities, banking, bringing stuff.
Interactive calculators using 2026 rules. No signup required.
Gross → net under current rules
Simplified 2026 estimate. Real calculation depends on deductions, municipal tax, etc. Not advice.
Based on INE 2025–2026 data
Answer 4 questions and see which Portuguese routes are realistic for your situation in 2026.
Increased 75% from €2,000 to €3,500/month (Jan 2025). Still available and popular for passive-income retirees. +20% for spouse, +15% per child.
Verified · 2025–2026€400k most areas, €800k in Attica/Thessaloniki/Mykonos/Santorini. €250k option largely expired except for conversions and restorations.
Verified · 2024–2026New scale 9%–44%. 7% flat tax on foreign pensions for qualifying pensioners remains one of the best deals in Europe (15 years).
Verified · 2026Every step from 18 months out to your first 90 days — with 2026 rules built in.
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